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LEGAL NOTICE

Last updated: February 18, 2026

1. WEBSITE PUBLISHER

The Global Risk Predictor website (hereinafter "the Site") is published by:

  • Legal name: Gilles Legrand, Individual Entrepreneur
  • Commercial name: Global Risk Predictor
  • Headquarters address: 8B Avenue Maréchal de Lattre de Tassigny, 33610 Cestas, France
  • SIRET Number: 499 520 286 00026
  • VAT intracommunity number: FR66499520286
  • APE Code: 6311Z - Data processing, hosting and related activities
  • Publication Director: Gilles Legrand
  • Phone: +33 6 62 56 62 99
  • Email: contact@globalriskpredictor.com

2. HOSTING

The Global Risk Predictor website is hosted by:

  • Company: OVH SAS
  • Legal form: SAS with capital of €10,174,560
  • Address: 2 rue Kellermann, 59100 Roubaix, France
  • RCS: 424 761 419 RCS Roubaix-Tourcoing
  • Phone: +33 9 72 10 10 07
  • Website: www.ovh.com

3. INTELLECTUAL PROPERTY

All content of the Global Risk Predictor site (structure, texts, images, logos, icons, databases, algorithms, software) is the exclusive property of Gilles Legrand or its partners, and is protected by French and international intellectual property laws.

3.1 Copyright

Any reproduction, representation, modification, adaptation, translation, or transformation, in whole or in part, of the site or its content, by any means whatsoever, without the prior written authorization of Gilles Legrand, is strictly prohibited and would constitute an infringement punishable under articles L.335-2 et seq. of the Intellectual Property Code.

3.2 Trademarks

The name "Global Risk Predictor", the logo and all distinctive signs reproduced on the site are protected trademarks. Any total or partial reproduction of these trademarks without express authorization is prohibited.

3.3 Algorithms and methods

The algorithms, calculation formulas, scoring methods and predictive models developed by Gilles Legrand constitute trade secrets and are protected as such. Any attempt at reverse engineering, decompilation, extraction or unauthorized use is strictly prohibited.

4. PERSONAL DATA PROTECTION

In accordance with the General Data Protection Regulation (GDPR) 2016/679 of April 27, 2016 and the French Data Protection Act of January 6, 1978 as amended, we inform you of the processing methods of your personal data.

4.1 Data Controller

The data controller for personal data is Gilles Legrand, Individual Entrepreneur, 8B Avenue Maréchal de Lattre de Tassigny, 33610 Cestas, France.

4.2 Data collected

We collect the following data:

  • Identification data (last name, first name, email, phone)
  • Professional data (company, position, sector of activity)
  • Connection and browsing data (IP address, cookies)
  • Data necessary for the provision of services (financial information entered in simulators)

4.3 Purposes of processing

Your data is processed for:

  • Provision and management of subscribed services
  • Customer relationship management and technical support
  • Sending commercial information (with your consent)
  • Improving our services and statistical analysis
  • Compliance with our legal and regulatory obligations

4.4 Legal basis for processing

  • Contract performance: For the provision of subscribed services
  • Consent: For sending commercial communications and using certain cookies
  • Legitimate interest: For improving our services and site security
  • Legal obligation: For retention of certain data (invoicing)

4.5 Data recipients

Your personal data is intended for Gilles Legrand and its possible subcontractors (host, technical service providers) acting on his behalf and in compliance with regulations.

4.6 Transfers outside the EU

We prioritize service providers located in the European Union. In case of recourse to a provider outside the EU, we ensure that appropriate safeguards are in place (Standard Contractual Clauses, Privacy Shield).

4.7 Retention period

  • Customer data: For the entire duration of the contractual relationship, then 3 years for prospecting purposes
  • Billing data: 10 years (legal obligation)
  • Cookies: 13 months maximum
  • Connection data: 1 year

4.8 Your rights

In accordance with the regulations, you have the following rights:

  • Right of access (Article 15 GDPR)
  • Right to rectification (Article 16 GDPR)
  • Right to erasure (Article 17 GDPR)
  • Right to restriction of processing (Article 18 GDPR)
  • Right to data portability (Article 20 GDPR)
  • Right to object (Article 21 GDPR)
  • Right to withdraw your consent at any time
  • Right to define directives concerning the retention, erasure and communication of your data after your death

To exercise your rights, you can contact us:

  • By email: privacy@globalriskpredictor.com
  • By mail: Gilles Legrand - 8B Avenue Maréchal de Lattre de Tassigny, 33610 Cestas, France (enclose a copy of your ID)

You also have the right to lodge a complaint with the CNIL (www.cnil.fr).

5. COOKIES

The site uses cookies to improve the user experience and generate visit statistics. By continuing to browse this site, you accept the use of these cookies. You can modify your cookie preferences at any time via your browser settings.

For more information, see our Cookie Policy.

6. LIMITATION OF LIABILITY

The information provided on the Global Risk Predictor website is for information purposes only. Gilles Legrand strives to ensure the accuracy and updating of the information disseminated, but cannot guarantee the completeness, reliability or timeliness of this information.

The results provided by the simulators are estimates based on the data entered and proprietary algorithms. They do not constitute personalized financial advice and cannot replace the expertise of a qualified professional.

Consequently, Gilles Legrand cannot be held responsible for:

  • Any inaccuracy, omission or failure to update information
  • Any direct or indirect damage resulting from the use of the site or the impossibility of accessing it
  • Decisions made on the basis of information provided by the site
  • Damage resulting from fraudulent intrusion by a third party

7. HYPERLINKS

The site may contain hypertext links to other websites. Gilles Legrand exercises no control over these sites and disclaims any responsibility regarding their content, accuracy or operation.

The creation of hypertext links to the Global Risk Predictor site is subject to the prior authorization of Gilles Legrand.

8. APPLICABLE LAW AND JURISDICTION

This legal notice is governed by French law. In the event of a dispute relating to the use of the site, the French courts shall have exclusive jurisdiction.

Mediation: In accordance with Articles L.616-1 and R.616-1 of the Consumer Code, we offer a conventional mediation mechanism. The competent mediator is:

  • CMAP - Centre de Médiation et d'Arbitrage de Paris
  • 39 avenue Franklin D. Roosevelt, 75008 Paris, France
  • www.cmap.fr

9. CONTACT

For any questions regarding the site's legal notice, you can contact us:

This legal notice was updated on February 18, 2026. It cancels and replaces previous versions.